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What time is BNI Bank Offline Schedule 2023? Look here

Banks in Indonesia will enforce offline schedules at certain hours so that during these hours customer transactions will usually experience pending transactions.

However, the time period is not too long so it should not be a problem for a company’s operational activities.

In this article, we will discuss Bank BNI’s offline schedule and how this can affect customers.

About BNI Bank

Bank Negara Indonesia (BNI) is one of the largest banks in Indonesia which provides various banking services to the public. BNI Bank is one of the state-owned enterprises which was inaugurated based on Law No. 17 of 1968. BNI Bank itself has quite a lot of customers, both individuals and business entities.

Along with technological developments, BNI also provides online banking services to make it easier for customers to carry out transactions. However, there are times when this bank needs to carry out system and infrastructure maintenance, which requires them to hold an offline schedule.

BNI Bank itself always provides excellent service to its customers and tries to improve its service every year.

BNI Bank Offline Schedule

Talking about BNI’s offline schedule, this bank is one of the banks that does not enforce an offline schedule.

There is no offline BNI internet banking schedule, all internet banking financial transactions can be used 24 hours 7 days. So customers really benefit from this, customers can transfer funds anytime and anywhere.

So if you ask what BNI bank’s offline hours are, the answer is no.

Since there is no BNI bank offline schedule, the only problem that customers may face is when a server error or down occurs.

This problem can occur in the banking world. To overcome this, it is highly recommended to:

  • Manage cash flow so that there are no significant problems when there are delays in payments from customers.
  • Manage cashouts to suppliers by scheduling payments periodically. This is an effort to prevent problems that arise if the bank server has an error.
  • Make a deposit into the supplier’s account or e-wallet so that there are alternative payments that can be made if the payment to the supplier is due.
  • Immediately contact the supplier if there are banking system problems that cause payments to the supplier to be delayed.

When BNI Bank is offline

When the bank is offline, some services will not be available. Services that may not be accessible include:

  • Cash transactions at the teller: Customers cannot make deposits, withdrawals or exchange money directly at the teller during offline schedules.
  • Online banking services: Mobile banking and internet banking applications cannot be accessed during offline schedules. Therefore, customers cannot make transfers, pay bills, or view their balances online.
  • ATMs and cash deposit machines: During offline schedules, some ATMs may not be able to be used for cash withdrawals or cash deposits. Cash deposit machines also won’t work.

It is important for customers to know Bank BNI’s offline schedule so they can manage their banking activities well. This offline schedule is usually announced by the bank through various communication channels such as the official website, mobile banking application and social media. In the announcement, there is usually information about the date and time the offline schedule starts and the estimated finish time.

Fund Transactions Using BNI Bank

To transfer funds using BNI Bank, you can choose to use ATM, Mobile Banking and Internet Banking. Everything can be done without being hampered by BNI bank’s offline schedule.

  • You can make cash deposits and withdrawals using your BNI ATM. The cash withdrawal limit at BNI ATMs is IDR 5,000,000. Meanwhile, transfers to other accounts have a limit of IDR 50,000,000 for BNI silver debit cards and IDR 100,000,000 for BNI Gold debit cards, and IDR 100,000,000 for BNI Platinum cards.
  • For ATM transfer transactions to different banks, the transaction limit is IDR 10,000,000 for Silver debit cards, IDR 15,000,000 for Gold debit cards and IDR 25,000,000 for Platinum debit cards.
  • If you are going to make a transaction via Mobile Banking, fund transfer transactions to other accounts are limited to IDR 200,000,000 per day or IDR 100,000,000 per transaction for both Silver, Gold and Platinum debit cards.
  • For fund transfer transactions between different banks via Mobile Banking, the transaction limit reaches IDR 200,000,000 per day or IDR 50,000,000 per transaction for both Silver, Gold and Platinum debit cards.
  • For transactions using internet banking on a Silver debit card, the transaction limit to fellow BNI is IDR 50,000,000,- and IDR 10,000,000,- for the limit for transferring funds to non-BNI accounts.
  • For transactions using internet banking on a Gold debit card, the transaction limit to fellow BNI is IDR 100,000,000,- and IDR 15,000,000,- for the limit for transferring funds to non-BNI accounts.
  • For transactions using internet banking on a Platinum debit card, the transaction limit to fellow BNI is IDR 100,000,000,- and IDR 25,000,000,- for the limit for transferring funds to non-BNI accounts.
  • When making transactions using BNI Bank, you can also choose LLG or RTGS services if you want to transfer large amounts of funds. LLG requires smaller admin fees but takes longer for the funds to reach the destination account. Meanwhile, the RTGS service allows you to transfer large amounts of funds in just a few hours, but the admin fees are of course higher.

The final word

BNI Bank’s offline schedule is a necessary step for maintaining and improving the banking system. Even though it can cause temporary inconvenience for customers, banks try to minimize the impact by providing alternatives and clear information. By understanding the offline schedule and taking the right steps, customers can continue to manage their finances well during the offline period.